The U.S. civil court system is an institution that has been established to protect the rights of those who have been wronged or injured in some way. When a party has suffered losses due to the actions or negligence of another, the damaged party may be forced to rely on the courts to provide the compensation and justice he or she needs and deserves. There are limits, however, to what the American justice system can do, especially when the case involves injuries that occurred in another country.

After you purchase your auto insurance, you rarely give it a second thought, other than to pay the bill. But, after you have been in a car accident, you will need to know how your insurance works and what it covers.